Sddfcu offers a wide range of banking services, including current accounts, savings and money market accounts, loans, investment products and insurance. It also offers a loyalty rewards program for borrowers and savers.
Access your DFCU Financial accounts anytime, anywhere with the DFCU Mobile(tm) app. It features a secure and consistent experience.
Membership
Members of Sddfcu are eligible for a wide variety of products and services. These include checking and savings accounts, credit cards, investment options, and loans.
Sddfcu is a not-for-profit credit union that offers its members lower fees and interest rates on savings accounts and loans than those offered by banks. Credit unions also have no shareholders to answer to, which allows them to focus on their members.
Products & Services
To become a member, you must open a savings account with $5.00 minimum deposit. You can then apply for other products and services.
You can transfer your funds to a family member, or pay your bills online. This way, you can save time and money.
Sddfcu is a federally chartered credit union that serves current and former employees of the U.S. State Department, as well as their families.
Loans
Sddfcu has a range of loans that can help you with your needs. Whether you’re pursuing your education, getting behind the wheel of your dream vehicle, or covering emergencies, we can help you get the cash you need.
We offer a wide variety of personal and business loans, lines of credit, and credit cards to meet your needs. With competitive rates and exceptional member service, we can help you achieve your goals.
If you’re ready to buy a new car, consider Sddfcu’s Auto Advantage program. Qualified members can defer their first payment for up to three months!
If you’re an entrepreneur or small business owner, we can help you grow and succeed with a SEED loan. These loans are available to minority and women-owned businesses and state-approved contractors.
Investments
Investing in the right investments can make all the difference in your financial future. That’s why Sddfcu offers a wide variety of investment products and services to help you make the most of your money.
DFCU has a variety of share certificates available for deposit, with terms ranging from three months to five years. The credit union also has a money market account that pays dividends on a tiered basis.
Federal Credit Union Report
Federal regulations require that a Federal credit union report all investments held by the credit union to its board of directors at least monthly. This must include the fair value and dollar change of the investment since the prior month-end.
A federal credit union may invest in variable rate investment, as long as the index is tied to domestic interest rates. However, it cannot invest in Treasury Inflation Protected Securities (TIPS). A Federal credit union must pair off a purchase with a sale of the same investment before or on the settlement date.
Financial Services
Sddfcu offers a wide range of financial services, including savings and checking accounts, personal loans, and investments. The credit union also has a mobile banking app that allows members to manage their accounts from anywhere at any time.
The best part is, these services are available at a fraction of the cost that you would pay in a brick and mortar bank. The company even offers a number of free services to their members, including the ability to pay for parking with a credit card.
Conclusion:
The credit union is a leader in its field and has won numerous awards for its innovative products, services, and initiatives. Among these is the DFCU Financial Smart Phone, which provides members with real-time updates on their account balances and transactions. Other notable offerings include Cash Back, the credit union’s unique dividend payout. The best way to find out more is to speak with a customer service representative. They can answer your questions and help you choose the best products for your needs.